:root{--dk:#3E2723;--md:#5D4037;--am:#D4A574;--go:#A67C3F;--cr:#FBF5EE;--pe:#FEF3E2;--bd:#EDE0CC;--tx:#3D2E24}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:'Segoe UI',Roboto,-apple-system,BlinkMacSystemFont,sans-serif;color:var(--tx);background:#fff;line-height:1.7;font-size:17px}
a{color:#8B5A2B}img,svg{max-width:100%}h1,h2,h3{color:var(--dk);line-height:1.25;margin:0 0 14px}p{margin:0 0 14px}
.skip{position:absolute;left:-999px}.skip:focus{left:12px;top:12px;background:#fff;padding:8px 12px;z-index:100}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}.narrow{max-width:800px}
:focus-visible{outline:3px solid var(--go);outline-offset:2px}
header.site{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.97);border-bottom:1px solid var(--bd);backdrop-filter:blur(6px)}
.bar{display:flex;align-items:center;justify-content:space-between;min-height:68px}
.brand{display:flex;align-items:center;gap:10px;color:var(--dk);font-weight:800;font-size:1.15rem;text-decoration:none}.brand.light{color:#FFF9F2}
nav.main ul{display:flex;gap:6px;list-style:none;margin:0;padding:0;align-items:center}
nav.main a{display:block;padding:9px 14px;border-radius:8px;color:var(--dk);text-decoration:none;font-weight:600;font-size:.97rem}
nav.main a:hover{background:var(--cr)}nav.main a[aria-current=page]{background:var(--cr);box-shadow:inset 0 -2px 0 var(--am)}
nav.main a.cta{background:var(--dk);color:#FFF9F2}nav.main a.cta:hover{background:var(--md)}
.burger{display:none;width:44px;height:44px;border:1px solid var(--bd);background:#fff;border-radius:8px;cursor:pointer;position:relative}
.burger span,.burger span::before,.burger span::after{position:absolute;left:11px;width:20px;height:2px;background:var(--dk);content:"";top:21px}.burger span::before{left:0;top:-6px}.burger span::after{left:0;top:6px}
.btn{display:inline-block;padding:13px 26px;border-radius:8px;font-weight:700;text-decoration:none;border:1.5px solid transparent;font-size:1rem}
.btn.pri{background:var(--am);color:var(--dk)}.btn.pri:hover{background:#E0B68A}.btn.ghost{border-color:rgba(255,249,242,.5);color:#FFF9F2}.btn.ghost.dk{border-color:var(--dk);color:var(--dk)}
main .btn.pri{box-shadow:0 2px 0 rgba(62,39,35,.25)}
.hero{background:linear-gradient(135deg,#3E2723 0%,#5D4037 55%,#6B3410 100%);color:#FFF9F2;padding:64px 0}
.hgrid{display:grid;grid-template-columns:1.2fr .8fr;gap:40px;align-items:center}
.hero h1{color:#FFF9F2;font-size:2.6rem;letter-spacing:-.6px}.lead{font-size:1.15rem;color:#F5E6D3;max-width:560px}.btns{display:flex;gap:12px;flex-wrap:wrap;margin:22px 0}
.stats{display:flex;gap:26px;flex-wrap:wrap;list-style:none;padding:0;margin:0;color:#F5E6D3}.stats b{color:var(--am);font-size:1.5rem;margin-right:4px}
.rcard{background:#fff;color:var(--tx);border-radius:14px;padding:26px;box-shadow:0 14px 40px rgba(0,0,0,.28)}.rl{font-weight:700;color:var(--dk);margin:0}.rn{font-size:3.6rem;font-weight:800;color:var(--dk);line-height:1.1;margin:6px 0}.rn span{font-size:1rem;color:var(--go);font-weight:600}
.rt{display:grid;grid-template-columns:repeat(3,1fr);gap:8px}.rt div{background:var(--cr);border:1px solid var(--bd);border-radius:8px;padding:10px 6px;text-align:center;font-size:.8rem}.rt b{display:block;font-size:1.1rem;color:var(--dk)}.rf{font-size:.82rem;color:#8B5A2B;margin:12px 0 0}
.sec{padding:60px 0}.sec.alt{background:var(--cr)}.sec h2{font-size:1.9rem}.intro{max-width:700px}
.cards4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-top:22px}.card{background:#fff;border:1px solid var(--bd);border-top:4px solid var(--am);border-radius:10px;padding:20px}.card h3{font-size:1.1rem}.card p{font-size:.95rem;margin:0}
.steps{list-style:none;counter-reset:s;padding:0;margin:24px 0 0;display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.steps li{counter-increment:s;position:relative;padding-top:52px}.steps li::before{content:counter(s);position:absolute;top:0;left:0;width:40px;height:40px;border-radius:50%;background:var(--dk);color:var(--am);font-weight:800;display:grid;place-items:center}.steps h3{font-size:1.1rem}
.tw{overflow-x:auto;margin:18px 0}table{width:100%;border-collapse:collapse;background:#fff;font-size:.96rem}th{background:var(--dk);color:#FFF9F2;text-align:left;padding:12px 14px}td{padding:11px 14px;border-bottom:1px solid var(--bd)}tbody tr:nth-child(even){background:var(--cr)}
.note{font-size:.9rem;color:#8B5A2B}.two{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:start}
.faq{border:1px solid var(--bd);border-radius:8px;margin-bottom:10px;overflow:hidden;background:#fff}.faq summary{padding:14px 44px 14px 18px;cursor:pointer;font-weight:700;color:var(--dk);background:var(--cr);list-style:none;position:relative}.faq summary::-webkit-details-marker{display:none}.faq summary::after{content:"+";position:absolute;right:18px;top:50%;transform:translateY(-50%);font-size:1.4rem;color:var(--go)}.faq[open] summary::after{content:"\2212"}.faq[open] summary{background:var(--pe)}.faq div{padding:14px 18px 2px}
.phead{background:var(--cr);border-bottom:1px solid var(--bd);padding:48px 0 32px}.phead h1{font-size:2.2rem}.phead p{max-width:680px;font-size:1.08rem}.meta{font-size:.88rem;color:#8B5A2B}
.prose{padding-top:36px;padding-bottom:60px}.prose h2{font-size:1.4rem;margin-top:32px}.prose ul{padding-left:22px}.prose li{margin-bottom:8px}
.cgrid{display:grid;grid-template-columns:1.3fr .7fr;gap:40px;padding-top:40px;padding-bottom:64px}
.fr{margin-bottom:16px}.fr label{display:block;font-weight:700;color:var(--dk);margin-bottom:6px;font-size:.93rem}.fr input,.fr select,.fr textarea{width:100%;padding:12px;border:1.5px solid var(--bd);border-radius:8px;font:inherit;background:var(--cr);color:var(--dk)}
.hp{position:absolute;left:-9999px}button.btn{cursor:pointer}.fmsg{font-weight:600;margin:12px 0 0}.fmsg.ok{color:#2E6B2E}.fmsg.bad{color:#B84D2A}
.side{background:var(--cr);border-left:5px solid var(--am);border-radius:10px;padding:22px;align-self:start}.side h2{font-size:1.05rem;margin:18px 0 6px}.side h2:first-child{margin-top:0}.side p{font-size:.95rem}
footer.site{background:var(--dk);color:#E6D3BC;margin-top:0}.fgrid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:32px;padding-top:48px;padding-bottom:32px}
footer.site h2{color:var(--am);font-size:.95rem;margin-bottom:10px}footer.site ul{list-style:none;margin:0;padding:0}footer.site li{margin-bottom:8px}footer.site a{color:#F5E6D3;text-decoration:none}footer.site a:hover{text-decoration:underline}footer.site p{font-size:.92rem;margin-top:12px}
.fbot{border-top:1px solid rgba(212,165,116,.25)}.fbot p{font-size:.84rem;padding:18px 0;margin:0}
@media(max-width:900px){.hgrid,.two,.cgrid{grid-template-columns:1fr}.cards4{grid-template-columns:1fr 1fr}.steps{grid-template-columns:1fr}.fgrid{grid-template-columns:1fr 1fr}.hero{padding:44px 0}.hero h1{font-size:2rem}
.burger{display:block}nav.main{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;border-bottom:1px solid var(--bd);padding:10px 20px 16px}nav.main.open{display:block}nav.main ul{flex-direction:column;align-items:stretch}nav.main a{padding:13px 14px}}
@media(max-width:520px){body{font-size:16px}.cards4,.fgrid{grid-template-columns:1fr}.sec{padding:44px 0}.sec h2{font-size:1.6rem}.rn{font-size:3rem}.phead h1{font-size:1.8rem}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}